Don't let a bad-faith insurance company get away with underpaying or denying your valid claim. If you've been fighting to get fair payment, turn to a skilled Texas insurance attorney for help.
No Win, No Fee. Guaranteed.
Dealing with an underpaid or denied claim? Omar Ochoa Law Firm, serving McAllen, Fort Worth, Houston, San Antonio, Austin, and Dallas, can help you fight a bad-faith insurance claim. Our insurance litigation team handles the fight on your behalf. Call us today for a free consultation!
Free Consultation
Available 24/7
No Fee Until We Win
You pay your premiums expecting protection, but insurance companies often prioritize profits over policyholders. Whether you are dealing with catastrophic storm damage to your property or seeking compensation for a personal injury, a denial letter should not be the final word.
Insurers frequently use "bad faith" tactics to protect their bottom line. Common strategies include:
If your insurance carrier is failing to honor its obligations, our law office can help. Call us at (956) 253-3121 to request a free consultation with our Texas insurance lawyers!
Request a Free Case Review
We are available to assist you 24 hours a day!
Need help right away? Call us!
(956) 253-3121
Our law firm understands that denied or underpaid insurance claims can create serious financial hardship. We represent clients in state and federal courts across Texas, handling the following insurance disputes:
Don't let a bad-faith insurance company get away with underpaying or denying your valid claim. If you've been fighting to get fair payment, turn to a skilled Texas insurance attorney for help.
Your insurance policies should protect you when things go wrong. We assist with claims filed on your own or another party's homeowner's coverage, ensuring insurers fulfill their obligations.
Our business litigation attorneys expedite commercial litigation matters, helping you fulfill your landlord responsibilities and protect your investment.
As a business owner, the prosperity of your business may depend on insurance coverage for business interruption, such as from a disaster or storm. We help you secure the correct value of your lost profits.
Fires are among the most devastating events a Texas family can experience. Our attorneys fight for fair compensation to cover home repairs and temporary accommodations after fire damage.
Strong storms and wind can cause serious damage, especially to fences and outbuildings. We handle insurance litigation to secure your rightful payment.
Leaking pipes, putting out a fire, or a damaged roof can all lead to serious water damage. Our Texas insurance lawyers make sure that your claim covers all necessary repairs, including mold remediation.
Flooding can affect the entire structure of your home or commercial property, from the foundation up. Let our team help you get the payments for the coverage you're owed.
Springtime hailstorms in Texas damage vehicles and roofs. Prompt settlement negotiations ensure repairs happen quickly before problems worsen.
A hurricane or tornado is a devastating act of nature, and this is one reason that many bad-faith insurance carriers may deny a valid claim. We make sure that after a disaster hits, you receive your fair compensation.
We help Texans across the state navigate roof damage insurance claims caused by severe weather, ensuring fair compensation and a smooth process.
Whether seeking reimbursement from your own liability insurance or filing against another driver's policy, our personal injury litigation team handles one of the most common types of bad faith cases.
Losing a loved one is devastating, and fighting unfair insurance companies only makes things worse. Let a compassionate life insurance attorney in Texas help you secure the money that your loved one wished your family to have.
Our attorneys have extensive experience challenging these denials in state and federal courts. Common reasons insurers reject claims include:
If your property damage, personal injury, or business interruption claim has been denied, our attorneys can help you secure fair compensation.
Trust our experienced lawyers to handle your case. Reach out for a free consultation with our insurance recovery attorney.
Although each case is unique, they generally follow these steps:
At your initial consultation, we review your case, including the terms of the insurance policy, and advise you of your legal options. If you do have a valid bad-faith case and we agree to work together, then we begin our own investigation.
We will ask for a copy of the insurance policy; if it's another party's, then we will obtain it from them. Next, we contact the insurance company and verify the status of your claim. If there are other documents, like medical records or property damage estimates, we'll request those, too.
Our investigation is our preparation to support your claim in court. We may interview witnesses of the incident to verify that the cause was one covered by the policy. We may also complete the discovery and formal questioning of witnesses or the insurance adjuster under oath.
After filing a bad faith lawsuit, we may be able to settle with the insurance company outside of court, in mediation, or through a demand letter. We negotiate with them on your behalf, seeking a fair settlement and other damages.
If we cannot achieve a resolution through negotiation, then our lawyers can take your case to trial in a Texas civil court.
Get Your Free Case Review
Don't settle for less than you deserve - let us fight for you.
No Recovery, No Fee. Guaranteed.
Call us (956) 253-3121 today.
We understand the financial pressure policyholders face and tailor our approach to maximize your specific settlement in insurance matters.
Our practice areas include property insurance, personal injury, commercial litigation, and insurance bad faith cases.
Dedicated support and clear communication throughout every stage of your claim process.
It's simple: if we don't win, you don't pay.
Members of our team are fluent in Spanish and ready to serve clients in their preferred language.
Want to hear more about how we help and what we do? Don’t just take our word for it. Read our real client reviews and testimonials - and see videos from our real former clients.
In addition to Dallas, Austin, Brownsville, Cameron County, and Hidalgo County, we serve:
Have you been treated unfairly? Our Texas insurance attorneys fight for the rights of insured families, business owners, and individuals against bad-faith insurance companies.
.webp)
Available 24/7
No fees unless we win
Se Habla Español
The insurance company will ask for many documents from you, like a police report, medical records, and a proof of loss statement. Having these ready to submit or sending them with the claim helps expedite their investigation.
Our Texas insurance attorneys work on a contingency basis, meaning you do not pay legal fees unless we win your case. This arrangement allows us to pursue your case and bear the risk of litigation.
Delays are a common bad-faith tactic. Texas insurance law requires insurers to process claims promptly. If your insurance company is stalling, requesting excessive documentation, or failing to communicate, this may constitute bad faith. Our attorneys can file a complaint, demand action, and pursue litigation if necessary.
Insurance brokers have a duty to recommend appropriate coverage for your needs. If a broker misrepresented policy terms, failed to obtain requested coverage, or gave incorrect advice that led to a denied claim, you may have a case. We review your insurance policies, communications with brokers, and the circumstances of your claim to determine if you have grounds for action against brokers or insurers.
For your free consultation, bring your insurance policies, all correspondence with the insurance company, claim denial letters, damage estimates, medical records (for personal injury claims), photos of damage, police reports, and any other relevant documents. Our Texas lawyers will review these materials and explain your options. Even if you don't have all the documents, contact our law firm so we can obtain missing information on your behalf.
