Omar Ochoa Law Firm represents Dallas-area property owners in disputes over the following types of property damage claims. We possess a comprehensive understanding of insurance law and the tactics insurance companies use to minimize payouts or deny valid claims. Our practice areas include:
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Fire, wind, hail, flood, or water damage claim denied or underpaid? Omar Ochoa Law Firm will fight your insurer, in negotiations or in court. Call (956) 253-3121 for a free case evaluation.
Texas law requires insurance companies in Dallas to act in good faith when handling property damage claims. Unfortunately, some insurers engage in unscrupulous practices to deny or underpay valid claims.
If your insurer is exhibiting any of the following signs, it may be time to consult a bad faith insurance lawyer:
If you suspect that your insurance company is acting in bad faith, it's wise to contact an experienced Dallas insurance bad faith lawyer as soon as possible. An attorney from Omar Ochoa Law Firm can help you understand your rights and options and pursue the full and fair compensation you deserve.
Hold your insurance company accountable and get the benefits you need with the help of our veteran insurance lawyers.
A property insurance claim can feel like a second job on top of everything else you're dealing with. Here's what happens once you bring us in:
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Our team represents property owners throughout the Metroplex, from Dallas high-rises to homes and businesses across the surrounding suburbs, whenever storm or hail damage strikes.
Insurance companies will take advantage of property owners who let them. Contact the experienced Dallas insurance lawyers at Omar Ochoa Law Firm for a free, no-obligation consultation and find out what your property damage claim is really worth.

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No. Our Dallas insurance lawyers focus exclusively on property insurance disputes, including homeowners, commercial property, fire, wind, water, flood, and storm damage claims. If your claim involves damage to your home or business, we can help.
The Texas Prompt Payment of Claims Act puts your carrier on the clock: it must acknowledge the claim, open an investigation, and request whatever documentation it needs within 15 calendar days of learning about the loss.
A public adjuster can help document and value your loss, but only a lawyer can hold the insurance company legally accountable if it acts in bad faith, denies a valid claim, or refuses to pay what your policy owes. Many Dallas property owners use both: a public adjuster for the estimate, and an attorney if the carrier won't pay fairly.
Actual cash value factors in depreciation, so it typically pays less than what it costs to actually repair or rebuild. Replacement cost value covers the full cost of repairs without a depreciation deduction, provided your policy includes that coverage. On a Dallas roof claim in particular, this distinction often determines whether the payout covers a full replacement or comes close.
Photograph or film the damage before anything gets repaired, save every receipt from emergency work like a tarp on a damaged roof, notify your carrier without delay, and hold off on signing a settlement or giving a recorded statement until you actually know what the claim is worth. After a widespread DFW hail event, carriers are handling a high volume of claims at once, which makes thorough documentation even more important.
Insurance Litigation
Published:
March 28, 2024
By
Omar Ochoa