Omar Ochoa Law Firm

McAllen Insurance Attorney

No Win, No Fee. Guaranteed.

The Omar Ochoa Law Firm can fight to help you get the coverage you deserve. Contact us for a free consultation in McAllen today.

  • Free Consultation

  • Available 24/7

  • No Fee Until We Win

McAllen Insurance Lawyer Fighting for Maximum Benefits

At the Omar Ochoa Law Firm, we work diligently to recover maximum compensation and benefits for our insurance clients. We understand the relief insurance proceeds bring to difficult situations, so we do everything in our power to ensure that our clients' needs and interests are honored and respected. To date, we have recovered over $1 billion for clients.

If you are in McAllen or anywhere in the Rio Grande Valley, reach out for a free consultation and learn how our insurance policy attorneys can help you get the funds you expect and are entitled to. Call (956) 253-3121 today.

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(956) 253-3121

Insurance Claims We Handle

The McAllen insurance claim lawyers at the Omar Ochoa Law Firm know how important insurance proceeds are to businesses and private individuals. Our wealth of experience makes us an optimal choice for handling your insurance claim needs, whatever they may be.

Business Interruption

Bad Faith Insurance Claims

Property Damage

Homeowners Insurance

Commercial Property Insurance

Fire Damage

Wind Damage

Water Damage

Flood Damage

Hail Damage

Car Accident Damage

Hurricane & Tornado Damage

Life insurance claims

Unexpected occurrences can lead to costly business interruptions that can devastate a company financially. Business interruption insurance exists for this reason, but it is helpful only when insurance companies act reasonably and pay coverage when required. When they do not, policyholders must seek legal representation.

Don't let an insurance adjuster get away with unreasonably denying or reducing your claim. Let our insurance attorney fight for your valid claim and make the insurance company pay you what you are owed in a timely fashion.

Learn More About Bad Faith Insurance

Insurance coverage disputes are common for property damage. Adjusters routinely attempt to downplay the extent of the damage so they can pay less. But an experienced lawyer can counter adjusters' efforts and make sure their client gets the coverage they are owed.

Learn More About Property Damage

Property owners who file claims expect their insurance companies to act in good faith. But all too often, adjusters go outside of the bounds of fair dealing by disputing and denying valid coverage claims. Our McAllen insurance lawyers hold these companies accountable for our clients.

Commercial property owners who pay their premiums on time do not expect to receive an insurance claim denied notice. Nor do they expect to receive only partial coverage for their claims. Unfortunately, commercial property owners regularly need the services of an experienced lawyer for help in these matters.

If you have experienced fire damage, you want nothing more than to restore what has been lost. But if an insurance company unreasonably denies or reduces your coverage, you will need the services of a seasoned McAllen insurance attorney to help you get full compensation for your losses.

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Sustained wind and forceful gusts have the power to destroy and significantly damage properties. If your policy covers wind damage, you may have problems with your insurance company trying to offer you less or outright deny your claim. Let us fight to get you the funds you expect.

Water damage from spills, leaks, and burst pipes costs millions of dollars to private and commercial properties. If your policy covers water damage and you find yourself being treated unfairly by an adjuster, our team of insurance attorneys can potentially help you get the coverage you have paid for.

Storms and rising bodies of water can cause destructive floods that devastate a property. Property owners need fast insurance payouts but often must deal with challenges from adjusters trying to save a buck. Fortunately, experienced insurance attorneys know how to hold insurance companies fully accountable.

Hail of any size can cause significant property damage that needs repair immediately. Sadly, some insurance companies cause unreasonable delays and even fail to pay out benefits. For help, claimants can turn to an experienced McAllen insurance lawyer to represent them.

Learn More About Hail Damage

After a car accident, policyholders need and expect prompt and full compensation payouts. But sometimes, the insurer refuses to honor the terms of the policy. In such cases, the insured can contract the services of a skilled McAllen insurance lawyer to help them get the coverage they deserve.

Hurricanes and tornadoes can cause a small fortune in property damage. Thankfully, insurance policies exist to cover the devastation. However, unreasonable adjusters make it difficult for claimants to receive benefits. But insurance lawyers representing the victims can force adjusters to pay what they owe.

Life insurance can help ease the stress of a loved one passing. Sadly, difficult insurance companies can frustrate beneficiaries' attempts to collect what they are owed. But a McAllen insurance lawyer can help survivors hold insurance companies accountable for the policies they provide.

Reach Out For A Free, No-Risk Consultation

You deserve to be treated fairly by insurers and should not have to face unreasonable denials or reductions in your claim's value. The attorneys at the Omar Ochoa Law Office are ready to sit down and review your case. Contact us at (956) 253-3121 for a free case evaluation today.

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What Types of Damages Can I Recover in an Insurance Dispute Case in McAllen?

When you file an insurance dispute case, you may be entitled to various damages to cover your losses. Depending on the facts of your case, these damages may include:

  1. Compensatory Damages: These damages cover the economic and non-economic losses you suffer, such as emotional distress, humiliation, embarrassment, and loss of professional reputation. You can even seek to recover damages for any financial hardships you have endured related to the bad-faith actions of an insurance company.
  2. Punitive Damages: These damages are available when an insurance company engages in egregious behavior. They are meant to punish wrongdoers and deter others from engaging in future similar conduct.
  3. Attorney's Fees: If your attorney wins your case, you may be entitled to recover the attorney's fees that you owe as well as some or all of the court costs.

To get a good idea as to what damages may be available in your case, set up a free consultation with an experienced insurance bad faith lawyer in McAllen.

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Get the justice you deserve with our expert Bad Faith Insurance Lawyers

Free Case Evaluation

How Can Our Insurance Litigation Attorney Help You?

The insurance litigation attorneys at the Omar Ochoa Law Firm handle every aspect of your insurance case so you can remain focused on your day-to-day business and affairs. We ensure that your legal rights are respected and reflected in the work and outcomes we achieve for you.

Some of the many tasks we can handle on your behalf include:

  • Thoroughly reviewing your insurance policy
  • Accurately appraising your damages
  • Preparing and filing your insurance claim within allotted periods
  • Handling all correspondence with insurance companies
  • Fiercely negotiating for a proper settlement to be paid promptly
  • Representing you in court if necessary

The compensation process is characteristically adversarial, meaning claimants must often fight to get the payouts they deserve. With an experienced San Antonio insurance lawyer on their side, claimants have a much easier time and higher chances of getting what they are owed.

Whether you need help with a bad-faith insurance claim or a claim based on personal injury law, you can trust the Omar Ochoa Law Office to provide the tenacious representation you need.

How Much Do Our Services Cost?

We accept cases on a contingency basis, which means that the amount you pay is based on our results. In other words, you owe nothing unless and until we are unsuccessful. With such an arrangement, you get to conserve your funds throughout the life of the case.

Get Your Free Case Review

Don't settle for less than you deserve - let us fight for you.

No Recovery, No Fee. Guaranteed.

Call us (956) 253-3121 today

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Why Choose Omar Ochoa Law Firm to Handle Your Insurance Claim in McAllen?


There’s no one-size-fits all solution. Every client is individual and we tailor our services for their specific needs.

Deep Expertise

We have years of experience under our belts and a proven track record of settlements and verdicts

Available 24/7

We pride ourselves on being a resource for our clients to turn to whenevery they need it

There Is No Fee Unless We Win

It’s simple: if we don’t win, you don’t pay.

We Offer Spanish-Speaking Services

Members of our team are fluent in Spanish and ready to serve clients in their preferred language.

What Our Clients Are Saying

Want to hear more about how we help and what we do? Don’t just take our word for it. Read our real client reviews and testimonials - and see videos from our real former clients. 


Mr. Ochoa was able to help us after a hurricane get us more for our property damage. Also great friendly staff was able to answer all questions!!!

Richard Trevino


First time getting a lawyer for an accident, Omar Ochoa Lw firm was very helpful in providing clear instructions and information to help me battle my motor vehicle case. I would highly recommend.

Jodabeni Dondeli


I am highly recommending Omar Ochoa law firm. We had damage to our roof and were not satisfied with our insurance.  Got recommended to Mr Ochoa he really did all he Could to help us get enough to repair our roof.  Staff are also very friendly and helpful.  This currently helps to feel welcome.  Again I highly recommend if you are looking for help with roof repair and you were not satisfied with your insurance reimbursement

Imelda Garza

Discuss Your Case with a McAllen Insurance Claim Attorney!

If you experienced bad faith actions from an insurance company, call today for a free consultation. We are ready to fight to get you the payout you deserve.

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Available 24/7

No fees unless we win

Se Habla Español

FAQs about Insurance Claims in McAllen, TX

How long do I have to file an insurance claim in McAllen?

Generally speaking, insurance claims must be filed in a timely manner. What exactly is considered to be a timely manner depends on the type of policy and the terms contained within the policy.

For instance, a car accident policy may set forth specific time periods during which a victim must file a claim. Failure to file within these limits could result in the loss of your ability to receive a coverage payment.

Regardless of the time set forth in a policy, it is always a good idea to file claims as soon as possible after an accident. But before doing so, it is worth it to speak with an attorney during a free consultation to get guidance and potential representation.

Can I sue my insurance company for bad faith practices in McAllen?

Yes. You are entitled to sue your insurance company for bad faith if its actions demonstrate that it indeed acted in bad faith regarding your claim.

Some of the actions that constitute bad faith include:

  • Unreasonably delaying a claim payout
  • Failing to acknowledge receipt of a claim
  • Unreasonably paying less than what a claim is worth
  • Unreasonably denying a claim
  • Requesting an unreasonable amount of documents and paperwork

If you believe that an insurance company has been acting in bad faith toward you, contact an experienced attorney right away to learn what options you have.

What is the process for resolving a denied insurance claim in McAllen?

If your insurance claim was denied, you can resolve the issue by following these steps:

  1. Review the Policy: Read through your policy carefully to understand the scope of its coverage. The reason for your denial should be clear according to the terms of your coverage.
  2. File an Appeal: If you disagree with the denial, file an appeal in writing with the insurance company explaining why you feel your claim should be approved.
  3. Get Legal Representation: Consider hiring an experienced insurance attorney to represent you, even before filing the appeal. An attorney can gather the appropriate evidence and present your case in a way that makes it more likely to be approved.
  4. File a Lawsuit: If the insurance company continues to deny your claim, you can file a lawsuit to compel payment. Using this option may take your case in front of a judge and jury or lead to a settlement.