Omar Ochoa Law Firm

San Antonio Property Damage Lawyer

No Win, No Fee. Guaranteed.

When you’re faced with property damage in San Antonio, you can trust the experienced legal team at Ochoa Law Firm to fight for your rights. We’ll help you seek fair compensation from the insurance companies, protecting yourself and your home from further calamity.

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  • Available 24/7

  • No Fee Until We Win

San Antonio Property Damage Claim Lawyer

At Omar Ochoa Law Firm, we understand the stress and frustration that come with property damage incidents. Whether you're a homeowner or a commercial property owner, we’re here to provide reliable legal guidance and unwavering support to ensure that you receive fair and adequate compensation.

Our dedicated team of property damage attorneys has a proven track record of helping clients in San Antonio and neighboring areas overcome the obstacles that stand in the way of successful insurance claims. We’re dedicated to representing the rights of property owners and seeing that insurers honor their obligations.

With years of experience in the field and a steadfast commitment to our clients, we’ve successfully resolved countless property damage cases, including those related to natural disasters, accidents, and more. We’ll work tirelessly to maximize your claims payments and hold the insurance companies to account.

When you choose Omar Ochoa Law Firm, you get more than just effective legal representation — you get a trusted advocate who will fight for your rights.

Don't let property damage disrupt your life and endanger your financial security. Contact Omar Ochoa Law Firm today at (956) 420-6492 to schedule a free case review and let us help you secure the compensation you're legally entitled to. Your property deserves the best protection — we're here to provide it.

Omar Ochoa.

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(956) 253-3121

Property Damage Cases We Handle

Our legal team takes on a wide range of property damage cases, including the following.

Homeowners Insurance Claims

Commercial Property Damage Claims

Fire Damage

Wind Damage

Water Damage

Flood Damage

Hail Damage

Tornado Damage

Hurricane Damage

Toxic Mold

Theft and Burglary Losses

We advocate for San Antonio homeowners facing property damage, helping them navigate the intricacies of insurance claims to obtain the coverage they need for repairs or replacements.

Savvy business owners trust us to protect their investments. We fight for fair compensation when commercial properties are affected by unexpected damage, minimizing financial losses and promoting a swift recovery.

When a fire devastates your property, our team will step in to oversee your insurance claim and offer the support you need to rebuild and move forward.

Learn More About Fire Damage

Whether it's a fierce storm or a hurricane, we can assist in all manner of wind damage claims, ensuring that your property's structural integrity is restored without delay.

We have experience handling every sort of water damage claim, from burst pipes to hidden leaks, and are ready to fight to secure comprehensive coverage for your property's restoration.

If you live in a flood-prone area, our legal professionals are your go-to advocates for flood damage claims. We can help you recover your losses and safeguard against future incidents.

Hailstorms can wreak havoc on property. We’ll make sure you receive a fair settlement to repair the dents, dings, and other damage hail can cause.

Learn More About Hail Damage

We’ll work tirelessly to see that you're fairly compensated for the extensive property damage that can occur when tornadoes strike, providing peace of mind as you recover and rebuild.

Hurricanes can be catastrophic, but our skill in handling hurricane damage claims is a guarantee that you’ll receive the support you need to get a fresh start.

Mold infestations can pose health risks, especially when they aren’t discovered right away. We assist with toxic mold cases, ensuring that the responsible parties are held accountable for remediation and damages.

If you've been a victim of theft or burglary, we can help you recover your lost property and bring the offending criminal to justice.

Dealing with Property Damage? Trust Us to Be Your Legal Ally!

The San Antonio property damage lawyers at Omar Ochoa Law will fight for your rights from the first meeting to the final award. Reach out today for a free consultation.

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Reasons Your Property Damage Claim Could Be Denied

Property damage claims can be denied for several reasons. It's important to be aware of some of the most common reasons in order to undertake the claims process effectively:

Policy Exclusions

Your insurance policy may have specific exclusions that prevent coverage for certain types of damage, such as flood damage in flood-prone areas. Review your policy thoroughly to understand its limitations.

Lack of Coverage

If your insurance policy doesn’t cover the type of damage you've experienced, your claim will be denied. For this reason, you must ensure you have appropriate coverage for the specific event or circumstances.

Late Reporting

Timely reporting of property damage is crucial. Failing to notify your insurance company promptly after the incident can lead to your claim being rejected.

Incomplete Information

Providing incomplete or inaccurate information as part of your claim can also result in denial. Make it a point to provide all necessary details and documentation faithfully and with attention to detail.

Pre-Existing Damage

If the damage existed before you obtained the insurance policy or resulted from ongoing neglect or maintenance issues, it may not be eligible for reimbursement.

Failure to Mitigate Loss

You have a responsibility to take reasonable steps to prevent further damage after an incident. If you neglect to do so, your claim will likely be denied.

Bad Faith Denials

In some cases, property damage claims can be denied “in bad faith” by insurance companies. A bad faith denial occurs when the insurer acts unfairly or dishonestly in handling a legitimate claim and fails to uphold its contractual obligations.

Common signs indicating bad faith denial include:

Unreasonable Delays

Insurance companies may intentionally put off processing your claim without valid reasons, leaving you in procedure limbo and financial distress.

Inadequate Investigations

Insurance companies have a legal obligation to thoroughly assess the evidence related to the claims they receive. If the insurer conducts a superficial or biased investigation, the outcome may be an unjust denial.

Lowball Offers

Some insurers may offer settlements far below the actual cost of repairs or replacements, hoping you'll accept less than what you're entitled to. Unfortunately, this tactic is all too common.


Providing misleading information or deliberately misinterpreting policy terms to avoid payment is also a sign of bad faith.

Unfounded Denials

Denying a claim without a legitimate reason or failing to provide a clear explanation for the denial may indicate that the company is placing its interests ahead of yours.


If you've filed a claim previously, your insurer may wrongfully deny your current claim in retaliation, which is unequivocally a bad faith practice.

Failure to Communicate

Insurance companies have a duty to communicate promptly and clearly with policyholders. Lack of communication or unresponsiveness may reflect an unwillingness to hold up their end of the agreement.

If you suspect that your property damage claim has been denied in bad faith, consult an experienced property damage lawyer in San Antonio at Omar Ochoa Law Firm. We can review your case, assess the insurer's actions, and help you pursue all available legal remedies, including filing a bad faith insurance claim.

You Don’t Have to Face Property Damage Alone

Dealing with property damage can be extremely stressful. Let our seasoned legal team handle the insurance battles while you focus on recovering. Call today to set up a free case review!

Free Case Evaluation

How Our San Antonio Property Damage Lawyer Can Help You

When you’re left dealing with the repercussions of property damage, our dedicated San Antonio property damage lawyer is here to support you every step of the way. Here's how we can help:

  • Claims Assessment: We’ll evaluate the specifics of your claim to determine its validity and potential for compensation.
  • Policy Review: We’ll thoroughly review your insurance policy to ensure that you understand your coverage and rights under the terms.
  • Documentation Assistance: We can assist in gathering and organizing the necessary evidence and documentation, including photographs, estimates, and repair invoices.
  • Negotiation: Our team will negotiate with the insurance companies on your behalf to maximize your claim's value.
  • Legal Advocacy: In cases of bad faith practices or denials, we’re prepared to provide forceful legal representation to protect your rights and challenge unfair treatment.

Don’t attempt to take on your insurer without the aid of the proven legal professionals at Omar Ochoa Law Firm.

Get Your Free Case Review

Don't settle for less than you deserve - let us fight for you.

No Recovery, No Fee. Guaranteed.

Call us (956) 253-3121 today

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Why Choose Omar Ochoa Law Firm for Your Property Damage Claim in San Antonio?

Making the decision to work with our firm promises many benefits, including the following.

Exceptional Client Care

We put your needs and concerns first, offering exceptional client care with a personal touch throughout the process.

Comprehensive Legal Support

Our services go beyond the basics, providing comprehensive legal support that covers all aspects of your property damage claim.

Skilled Negotiation

Our top-notch negotiation skills enable us to secure the best possible outcomes for clients in contentious negotiations with their insurance companies.

Courtroom Success

We won’t hesitate to take your case to court if necessary. We have a history of successful litigation when insurance companies become uncooperative.

Transparent Fees

You can always expect transparency in our fee structure, with no hidden costs or surprises.

What Our Clients Are Saying

Want to hear more about how we help and what we do? Don’t just take our word for it. Read our real client reviews and testimonials - and see videos from our real former clients. 


Mr. Ochoa was able to help us after a hurricane get us more for our property damage. Also great friendly staff was able to answer all questions!!!

Richard Trevino


First time getting a lawyer for an accident, Omar Ochoa Lw firm was very helpful in providing clear instructions and information to help me battle my motor vehicle case. I would highly recommend.

Jodabeni Dondeli


I am highly recommending Omar Ochoa law firm. We had damage to our roof and were not satisfied with our insurance.  Got recommended to Mr Ochoa he really did all he Could to help us get enough to repair our roof.  Staff are also very friendly and helpful.  This currently helps to feel welcome.  Again I highly recommend if you are looking for help with roof repair and you were not satisfied with your insurance reimbursement

Imelda Garza

Trust Your Case to a Top Rated Attorney in Texas

We know what’s at stake, and we will fight for you as if you were our own family member. We serve cities across all of Texas, including, but not limited to:

Book Your Free Property Damage Case Review Today!

We fight on behalf of property owners. Contact our skilled and experienced San Antonio property damage attorneys today for a free, no-risk consultation.

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Available 24/7

No fees unless we win

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San Antonio Property Damage FAQ

What should I do immediately after experiencing property damage?

First and foremost, it’s essential to ensure your safety and mitigate further damage. Once you’ve done that, document all apparent damage, contact your insurance provider, and seek qualified legal advice.

What types of property damage are typically covered by homeowners' insurance in San Antonio?

Coverage can vary, but most homeowners' insurance policies cover damage from events like storms, fires, theft, and vandalism. Review your policy for more specific details.

How can I ensure a smooth property damage claim process?

Promptly report the damage, document it thoroughly with photos, videos, and relevant records, and maintain clear, open communication with your insurer.

What should I do if my claim Is denied?

You can appeal the decision and potentially file a bad-faith insurance claim if you believe the denial was made unfairly. Contact our firm at (956) 420-6492 to get a no-cost case assessment.

Are there any deadlines for filing property damage claims in San Antonio?

In San Antonio, property damage claims are subject to a statute of limitations that provides a two-year window from the date of the initial incident or discovery. It's crucial to be aware of this deadline when you're considering taking legal action related to property damage.