We rely on our insurance company, regardless of what they’re protecting, to step in during our times of need. After all, many of us spend our hard-earned money to even afford a basic policy. Now, while many companies will fulfill their promises, some others will act in bad faith. This can leave you stranded, without a vehicle, without a home, in poor health or worse. If you’ve recently suffered an accident, it may be difficult to know if your insurance company is fulfilling its duty. Let’s look at a few signs.
Delays, Delays, Delays
Has it been weeks or months since you filed a claim with your insurance company and have yet to get a response? Do you get the sense that they’re delaying their responsibility for no real reason? Your insurance company has a duty to investigate each claim that comes through their doors in a timely fashion. Failing to do so can potentially have a costly and negative effect on you.
A Little Too Quick
Sure, you want your claim to be resolved in a timely manner, but there is such a thing as too quick. If your insurance company brings a suspiciously low settlement to the table within a quick timespan, you should tread carefully. By doing so, they can potentially save a ton of time and money on the entire process for themselves, but not or you.
Let’s say you decline a settlement they bring to you. Any other insurance company would try their best to offer something better. However, a company acting in bad faith won’t hesitate to try and bully you into accepting an offer. If this is the case, we strongly suggest legal representation.
Playing Both Sides
It isn’t uncommon for insurance companies to handle both parties’ insurance policies and claims. If that’s the case, your company likely has a conflict of interest on its hands, which means you may not see the compensation you rightfully deserve.
If, after making a claim, you notice some suspicious changes have been made to your policy, there could be some bad faith at play. It isn’t uncommon for insurance companies to do this in an effort to try and deny coverage to the people they promised to insure. Protect yourself against these actions by keeping a copy of your insurance policy in your records and presenting it to us.
The Justice You Deserve
We may trust our insurance companies to keep us safe and sound at all times, but don’t be surprised if they suddenly try to do the opposite. At the Omar Ochoa Law Firm, we recognize the need for hard-hitting representation, which is why we’re always ready to fight for you. Contact our insurance litigation attorney in McAllen today for more information.